Don't let the summer and winter months leave your wallet empty. Make your home energy efficient and save money on your heating and air bill with these simple tips.

1. Inspect air ducts. Repair any leaks and insulation.

2. Caulk or foam air leaks around windows, doors, floors and ceilings.

3. Buy a programmable thermostat. Adjust it five to 10 degrees at night or when you are not at home.

4. Change filters and perform routine maintenance on your furnace.

5. Install or replace ineffective insulation.

6. Install energy-efficient windows and doors.

7. Update to a high-efficiency furnace.

8. Install an attic fan.

9. Insulate and add weather stripping to the attic hatch panel.

10. Grow back your body hair in the winter to stay nice and warm.