DIY Network

Decorating and Moving In: Final Inspection, Packing and Moving In! From "Home IQ" episode DHIQ-123

All the hard work has finally paid off and the Oberg family (Brad, Lynn and their two daughters) is ready to move into their dream custom-built home.

Note that all the inside work is done, but much of the landscaping still needs to be completed, but the move-in day is here, nonetheless. Now that Brad and Lynn have received their keys, they just need to take care of a few more things before they can start packing.

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Figure A

• To take over their new mortgage, our homeowners need to give the bank a down payment, and since their old house (figure A) hasn't sold yet, they'll have to secure another loan.

  Note: According to Debbie Mondell, a mortgage consultant, if you have a house you want to buy and your old house hasn't sold yet, you can get the equity out of the current resident to put down on the new resident with a "bridge loan". For more information on a home loans, we have two DIY kits on this topic Home Equity Loan or Home Equity Loan vs. Line of Credit.

• With the bridge loan in place the only thing left to do is to get the certificate of occupancy (CO). This is basically the "final" inspection. Everything from the final electrical inspection to the checking the smoke-detection system is covered in this final inspection.

• The county inspector also stops by to make sure all the "safety" criteria have been met.

Note: If the home fails a final inspection, according to Ronald Henshaw, a code administrator, it isn't a direct reflection of the home builder, especially with the scope of the Oberg home. He says it's not unusual at all to find five or 10 code items with such a house.

For example, there weren't enough smoke detectors in the Oberg home, which is an "easy" mistake to make.

With the smoke detectors installed, our Home IQ family gets to move in!

In the next episode we cover the curb appeal of the Oberg home.

RESOURCES :

Cabinetry (Manor House Kitchens)
Manor House Kitchens
Website: www.manorhousekitchens.com

Tile and Carpet Service

Best Tile Distributors, Inc.
Website: www.besttile.com

Molyneaux Tile and Carpet
Website: www.beautifulfloors.com

Moving Services
Hindman Moving & Storage
Website: www.hindmanmoving.com

Home Financing
Sky Bank
700 Lawrence Ave.
Ellwood City, PA 16117-1932
Direct: 724-758-1722
Phone: 724-758-5568
Fax: 724-758-0279
E-mail: monded@sky-bank.com

GUESTS :

Brad and Lynn Oberg
Homeowners
Company: IBACOS (Brad)
Title: Co-Founder/Chief Technology Officer
Website: www.ibacos.com

Greg Allen
Site Supervisor
Hendolhurst Homes
955 Markman Park Rd.
Baden, PA 15005
Phone: 724-935-5658
Fax: 724-935-0884
E-mail: gcrbs@adelphia.net

Debbie Mondell
Mortgage Consultant
Sky Bank
700 Lawrence Ave.
Ellwood City, PA 16117-1932
Phone Direct: 724-758-1722
Phone: 724-758-5568
Fax: 724-758-0279
E-mail: mondel@sky-bank.com

Eileen Barron
Artist
Phone: 724-443-4209

Ronald Henshaw
Manager, Code Administration
2525 Rochester Rd.
Suite 400
Cranberry Township, PA 16066
Phone: 724-776-4806
Fax: 724-776-5488
E-mail: henshawr@twp.cranberry.pa.us
Website: www.cranberrytownship.org